Insights

Growing Energy Demands of Data Centers

Residential Real Estate If you watch the news or read the local paper, you would think that we are on the cusp of a massive correction in residential...

Prime Meridian Capital Management - a tech empowered Private Credit Fund Manager based in the San Francisco Bay Area - is honored to announce that...

In the world of finance and economics, few topics can stir up as much debate and concern as the looming debt ceiling. With the United States'...

Eolas Capital, a registered investment adviser, incubator, and provider of business solutions to asset and wealth managers, has entered into an...

Prime Meridian Capital Management, a registered private credit fund manager that has funded over $1.7 Billion in loans and specialty credit,...

Prime Meridian Capital Management - a technology empowered Alternative Credit Manager based in the San Francisco Bay Area - is pleased to announce...

Prime Meridian Capital Management is honored to announce that Prime Meridian Real Estate Lending Fund and Prime Meridian Special Opportunities Fund...

Yesterday the Federal Open Market Committee (FOMC) raised the Fed Funds target rate range by 75 basis points to 1.50%-1.75%, above prior consensus...

Prime Meridian Capital Management, a registered private credit fund manager that has funded over $1.6 Billion in loans and specialty credit,...

Prime Meridian’s CEO, Don Davis, Head of Capital Markets, Jeremy Todd, and Director of Business Development, Jeff Bottom, recently all attended the...

Congrats to the Prime Meridian Income Fund for being the top performer in 2021 in the Prime Meridian family of income funds netting investors +9.9%...

Buy now, pay later (BNPL) concept allow consumers to purchase now and split their purchases into installment payments. In The Financial Brand...

With the continuous fanfare with bitcoin and alternative investments, this author on Forbes believes the following five reasons are why alternative...

According to a recently published article from LendIt Fintech, they brought to attention the three trends that have changed in the fintech space due...

Over a year has passed since countries closed their borders and went into lockdown as the pandemic affected everyday lives for many. In this Altfi...

Special purpose acquisition companies (SPACs) have started to gain more traction as more fintech companies go public last year and this year....

According to a report published by S&P Global, U.S. online originations are anticipated to rebound from 2020 and increase online origination volumes...

Although Covid may have affected some people and businesses, it is noteworthy to point out that “U.S. credit card delinquencies reached record-low...

Reflecting back on 2020, it was one of a kind year.

During this challenging economic time, small businesses around the United States could use any extra help that can get. Good news has been recently...

A few months following after the United States Securities and Exchange Commission (SEC) announced the updated definition of an accredited investor,...

Click here to read more about Canadian pensions finding opportunity in Private Debt HERE.

SoFi Launches Social Network to Attract New Investors Social networking continues to rapidly grow and add more users amongst the various platforms,...

As Congress considers to extend the PPP, peer-to-peer lending platforms may continue to play their crucial role in funding small business owners....

Don Davis, CEO & Portfolio Manger of Prime Meridian Capital Management, will be a featured panelist at the LendIt Fintech USA 2020 Virtual...

The Securities and Exchange Commission announced on August 26, 2020, an impactful change to the definition of accredited investor that will disrupt...

SAN FRANCISCO (PRWEB) AUGUST 20, 2020 Inc. Magazine has revealed that Prime Meridian Capital Management is #2,378 on its annual Inc. 5000 list of...

As Covid-19 impacts small business owners during these challenging and uncertain times, proprietors are looking for ways to support their operations....

The world today is facing unprecedented challenges due to the global coronavirus pandemic, which is disrupting everyday life as we know it. One of...

Peter Lowden, Managing Director & Portfolio Manger of Prime Meridian Capital Management, will be a featured panelist at the FLAIA’s Real Estate,...

Fintechs continue to disrupt financial services as traditional banks try to compete with fintechs. Traditional banks should make a note of these...

Jeremy Todd, Prime Meridian’s Head of Capital Markets During these times of uncertainty, investors may look into assessing and restructuring their...

Covid-19 is impacting our lives in various ways today and the future. Users are not paying with physical cash during this pandemic, resulting in...

Prime Meridian Capital Management’s COVID-19 Update

On April 8th, the U.S. Small Business Administration (SBA) authorized fintech lenders the opportunity to originate loans for the Paycheck Protection...

With the global-wide COVID-19 pandemic, people are enforced to practice social distancing and to enact shelter-in-place to flatten the curve. With...

Alternative lending has increasingly become more adopted by lenders for various reasons. One noteworthy point lenders have been discovering is they...

Fintech’s landscape is evolving as seen from multiple acquisitions, such as Visa purchasing Plaid and LendingClub acquires Radius Bank. Four trends a...

There are several choices to investing in the stock market with less volatility in this unpredictable, fluctuating market. We would like to highlight...

With the increasing popularity of digital banks and marketplace lenders, traditional banks and credit unions are encountering 5 key challenges:

Prime Meridian would like to share a great article from Lending Club about three ways marketplace loans are different from alternative lending...

SAN FRANCISCO (PRWEB) OCTOBER 22, 2019

The fintech space is appealing to investors in various ways. Here are some of the current trends in the fintech industry:

In this article, Lend Academy explores the trends in different areas as seen below of real estate fintech sector.

Fintech startups have significantly changed the financial landscape through providing modern technological advancements. Banks, credit union and...

Financial services, software, and media are blending and merging together as companies compete with one another ranging from expanding their customer...

NEW YORK (PRWEB) AUGUST 22, 2019

It is remarkable to see the exponential growth of the peer-to-peer lending industry, with growth expected to reach $1 trillion within the next five...

For the past nine years, online lenders have been disrupting the lending norms established by banks and other traditional lenders. These online...

In a short span of two years, the rate of small-business owners applying to an online lender has increased from 19% in 2016 to 32% in 2018. There are...

This article is astonishing and positive news for the peer-to-peer lending industry. One point of note in the article is: “If [Funding Circle] were a...

Prime Meridian would like to share a great article from our friends at Lend Academy about their fintech predictions for 2019. The article lists 9...

PRWEB SAN FRANCISCO, November 02, 2018 – San Francisco Business Times has ranked Prime Meridian Capital Management as one of the Bay Area’s...

Prime Meridian launched its latest fund, Special Opportunities Fund, in June. With that, it entered into two new markets – litigation finance and...

Prime Meridian launched its latest fund, Special Opportunities Fund, in June. With that, it entered into two new markets – litigation finance and...

By Jim Kharouf

by Jim Kharouf

Lend Academy article by Bo Brustkern

ATTOM Data Solutions, curator of the nation’s premier property database, released its Q4 and Year-End 2017 U.S. Home Flipping Report, which shows...

Walnut Creek, CA – Prime Meridian Capital Management (PMCM) a Registered Investment Advisor (RIA) specializing in marketplace lending strategies...

By Jim Kharouf

The marketplace lending sector is growing up – quickly.

Talk about a dynamic duo – real estate innovation, partnered with cutting edge technology.

The CEO of Prime Meridian Capital Managements gives his thoughts on marketplace lending today and what investors need to know.

Marketplace lending platforms experienced growth in 2017. During the first quarter of the year, marketplace lenders securitized $3 billion in loans,...

NEW YORK, December 2017 – Prime Meridian Capital Management announced today that it has been ranked no. 14 by the San Francisco Business Times on the...

As we approach the holiday season, Marketplace Lending has continued to be at the forefront of headlines in the Fintech industry. We sourced the top...

PR WEB NEW YORK, September 2017 – Inc. magazine ranked Prime Meridian Capital Management 554 on its 2017 annual Inc. 5000, which ranks the fastest...

Big banks continue to overlook lending opportunities to small and mid-size businesses. Lower profits, high underwriting expenses, and a desire to...

As summer comes to a close, marketplace lending continues to pick up speed. Loan validation, lending strategy, big data challenges and a look back on...

[Editor’s note: This is a guest post from Gordon Suber, the father of Ron Suber, soon to be President Emeritus of Prosper.]

Securitizations and the benefits of marketplace lending were a focus of headlines in June. While summer often means a slow-down in business for many...

We saw a range of movement in the marketplace lending and peer-to-peer lending space in May: from new reported highs in securitization volumes, to...

By Ben Taylor, ValuePenguin

Marketplace Lending, where borrowers can quickly and easily apply and get a loan from online loan originators, is now much more than just consumer...

March was an exciting month in the marketplace lending space — especially for Prime Meridian Capital Management as the firm received the Top Fund...

Specializing in peer-to-peer and marketplace lending strategies, Prime Meridian Capital Management Selected as 2017 Top Fund Manager.

2017 promises to be an energized and exciting year for the marketplace lending and peer-to-peer industries. In addition to Prime Meridian Capital...

“The news article below from our European counterparts is yet another positive indication that peer-to-peer, marketplace, and alternative lending...

The advent of online lending has become a powerful vehicle for providing access to credit for many thousands of businesses and individuals.

By EY.com

2016 was a year that brought new challenges to the peer-to-peer lending industry. Although the past year saw a reduction in total originations, we...

A study of the global online lending and crowdfunding market by Juniper Research suggests a doubling of revenues in the coming three years.

Now that you have decided to invest in P2P loans, what next? Before you jump right in, there are numerous issues to take into consideration. As the...

SAN FRANCISCO, Nov. 7, 2016 /PRNewswire/ — Lending Club LC, +14.23% the world’s largest online marketplace connecting borrowers and investors,...

It’s no secret that the key to sound long-term investing is proper diversification. Although investors have many more choices today than in years...

Ron Suber has been pounding the table as of late on the benefits of marketplace lending and the future potential of Fintech in a series of...

Those of us interested in marketplace lending have recently observed many pejorative headlines about P2P lending platforms. These headlines mostly...

Fixed income yields are terrible right now. You know you need to build a portfolio of more than just stocks to properly manage risk. The best...

Financial technology, or Fintech, has upended the once staid financial and banking industry by providing consumers alternative ways to access credit,...

GREAT NECK, N.Y., Sept. 13, 2016 /PRNewswire/ — New York based Sharestates, one of the nation’s leading online real estate crowdfunding platforms,...

Recent news and commentary have been anything but optimistic on the future of marketplace lending. But are the negative projections simply drummed up...

The alternative lending industry is hitting turbulence as it attempts to overcome its biggest challenge — securing capital for loans from investors...

Online lender Prosper Marketplace Inc. is in advanced talks with a group of investment firms to sell them roughly $5 billion worth of loans over the...

We respectfully disagree with your characterization of charge-off rates on the LendingClub platform in “Online Lender’s New Issue: Bad Loans” (Money...

A subsidiary of Legg Mason (NYSE:LM), Western Asset Management would commit to purchasing a certain amount of LendingClub’s (LC +0.3%) loans each...

Credit- and data-quality concerns were already dogging the high-flying marketplace lending sector when, in May, Renaud Laplanche, founder and chief...

Marketplace lending platform Lending Club (NYSE:LC) has appointed Patrick Dunne as its new Chief Capital Officer. Dunn, an experienced investment...

The recent rebuke by the Solicitor General (SG), a unit of the Department of Justice, concluded that Midland Funding LLC (a nonbank collection...

As illustrated in today’s article in Bloomberg, while some banks are pressing pause, long term investors like Prime Meridian are pressing forward by...

Since it presented itself in 2005, the P2P lending market (which matches lenders with borrowers for personal loans, real estate, commercial loans,...

Lending Club’s ouster of Chairman and CEO Renaud Laplanche and 35% drop in stock price has rattled the marketplace lending industry. Meanwhile,...

“The loan performance on our LC book (as well as Prosper) remains strong. The internal controls and audit process at LC actually worked successfully...

Silicon Valley once threw money at startups that aimed to disrupt broad swaths of finance. Now it is rewarding those that have sharpened their focus.

For those looking to sidestep the red tape of traditional real estate bank loans the peer-to-peer (P2P) real estate lending marketplace is growing in...

SAN FRANCISCO, April 6, 2016 /PRNewswire/ — Leading online credit marketplaces Funding Circle, Lending Club (NYSE: LC) and Prosper Marketplace today...

Fund manager Don Davis had been buying online loans for several years when there was a spike in calls from worried clients. In recent months, they’d...

Prime Meridian Capital Management, which specializes in an online peer-to-peer (P2P) lending strategies, has announced the launch of the Prime...

Lending Club, the largest P2P lending platform in the U.S., has seen its share price drop by more than 50 percent since December 10; the price per...

Since his surprise departure of CEO of Citigroup in 2012, Vikram Pandit has lent his name, expertise and monetary support to various corners of the...

The online lending sector has been the target of a few unfavorable media reports as of late. Our opinion is that some of the headline risks...

It’s become commonplace in today’s day and age for journalists to create stories with false narratives in an attempt to increase readership. After...

Don Davis of Prime Meridian Capital will be a featured panelist at the Credit Conference being held on January 27th and 28th at Pier 27 in San...

Prime Meridian Capital Management, a specialty asset manager of marketplace lending investment funds, continues to see positive capital inflows from...

On January 21st, Don Davis will be speaking at AltLend: Consumer, a two day in-depth discussion on consumer lending, on the “Securitization- Is There...

Q4 proved to be a record breaking quarter for Prosper, with $1.15bn in loans originated through the platform. The $1.15bn closes out a year in which...

Responding to the Fed’s rate hike last week, Lending Club (NYSE:LC) boosts rates on new loans on its platform by 25 basis points.

By Peter Lowden, CFA

Prime Meridian Capital Management, a specialist in marketplace lending funds, announced the merger with Poise Lending, LLC, cofounded by veteran tech...

As hedge funds, family offices, wealth managers and other institutional investors crowd into marketplace lending – a global market projected to grow...

People often ask me how I went from building multiple companies in ad tech, music tech, data analytics and mobile advertising to being a lending fund...

Blackstone Group LP owns 50,000 rental homes. Now the firm wants to help people buy things to put in them. Blackstone, led by billionaire Stephen...

The volatility in the stock markets and rock-bottom rates in most categories of bonds have prompted more investors to turn to peer-to-peer lending...

A “proven track record of success” is a phrase that is easy to throw around but difficult to substantiate, especially in the world or marketplace...

Traditional banks require years of credit and employment history from anyone looking to borrow money from them. So if you’re young and don’t have...

Need to borrow a not-insubstantial sum of money? Some options that may spring to mind: the friends and family plan, maxing out credit cards, or the...

Utilizing Google Trends, we’ve set-up a resource that measures the popularity of searches on key P2P lending keywords and terms. The embedded P2P...

Lending Club, a company worth over $6.5 billion, is one of the biggest online lending marketplaces in the world. Its IPO last year was the largest...

Last week, I had the pleasure of attending LendIt, the largest annual conference about online lending, and participating as the moderator of a panel...

Demand for risk expertise persists and evolves as new-generation platforms disrupt traditional banking and lending

Patch of Land, a leading real estate crowdfunding platform, has announced a solid $23.6 million funding round that captured the interest of SF...

In just a few weeks Prime Meridian Capital Management will be at the LendIt USA 2015 conference in NYC, the world’s largest online lending trade show...

Prosper, one of the leaders in the ‘marketplace’ or peer to peer lending space, had a great month. March will be a record “by far” as it easily beats...

Recently, Prime Meridian was featured on Lendit.co. In preparation for the upcoming conference in April in NYC, Lendit is featuring their different...

A year ago, Lesley Johnston weighed 298 pounds. At 30, the Norman (Okla.) resident suffered from hypertension, a rapid heart rate, and sleep apnea so...

The Lending Mag recently interviewed 30 experts in the peer-to-peer lending space to give their top three investing tips. Prime Meridian’s Don Davis,...

Crowdfunding and peer-to-peer lending are often confused with one another and the newer, broader term marketplace lending creating more confusion....

Prosper Marketplace bought American Healthcare Lending, as reported in a recent article in the New York Times.

Since the financial crisis, small business owners have had a difficult time obtaining loans to start, expand, or finance their business. Applying for...

The companies behind two of the hottest stock market debuts of 2014, Lending Club and the Alibaba Group, are teaming up — to help American companies...

Marketplace lending specialist Prime Meridian Capital Management announces positive returns in 2014 for investors in its peer-to-peer consumer...

In traditional banks, underwriting loans are typically based on two main factors: FICO score and human discretion, with FICO playing a key role....

With two IPOs, increasing demand, and new found popularity, marketplace lending continues its tremendous growth. Here are some highlights from the...

Sam Hodges is Co-Founder and U.S. Managing Director of Funding Circle, which was created with a big idea: to revolutionize the antiquated banking...

This week the P2P lending industry was validated with the success of Lending Club’s initial public offering. As the biggest P2P lending platform in...

Prime Meridian has created a resource using Google Trends to measure the interest over time of the peer-to-peer industry- P2P Lending: Interactive...

Recently, Prosper launched their “2 Billion Strong” contest. This past October Prosper reached $2 Billion in loans issued, only 5 months after...

While there are many reasons borrowers apply for P2P loans, four core segments of P2P lending have emerged: consumer credit, small business, student...

Peer-to-peer (P2P) lending is a fairly straightforward concept: networked lending between people who want to borrow money with those who want to...

Millennials, (those born after 1981), are now entering the work force, moving up the ladder, and making financial decisions about their future such...

Pacific Investment Management Co. had record redemptions from its biggest mutual fund in the first full month after the surprise departure of former...

Prime Meridian Capital Management, specializing in online peer-to-peer (P2P) lending, launched its new fund, Prime Meridian Small Business Lending...

Mohamed El-Erian, the former Pimco chief executive, is moving into the peer-to-peer finance industry after agreeing to take an equity stake in a new...

Just a few years ago, the peer-to-peer lending market seemed to be just a novel idea that would creatively help a few people obtain financing by...

By Mark Shore

Eight years after a lending model that matches individual borrowers with investors started in the United States, growth for peer-to-peer lending is...

Prime Meridian Income Fund, a P2P (peer-to-peer) lending fund, released its May 2014 returns marking its 25th consecutive profitable month without a...

Closing presentation by Prosper’s Ron Suber from LendIt 2014

By Mark Shore

Funding Circle, the world’s largest peer-to-peer lender exclusively focused on small businesses, today announced it will introduce a new risk tier...

Prosper, the second-largest peer-to-peer lender in the US, has boosted its valuation to $650m after raising new funds to finance its expansion in the...

April will be a month to remember at Prosper. After doing a record $77 million in new loans in March they blazed right by that total to issue $100.3...

Prime Meridian Capital Management (Prime Meridian) which offers the Prime Meridian Income Fund, a peer- to-peer (P2P) lending fund, announces the...

By: Mark Shore

The appeal of yield investments that claim higher returns than traditional fixed income has been heightened by a long horizon of low interest rates...

They’re like Craiglist, the popular classified-ad site, but with a financial focus: Crowdfunding platforms allow individuals to connect with others...

Peer-to-peer lending marketplace Lending Club is announcing a major expansion today into business loans.

Earlier this week, Prosper announced that Aaron Vermut, formerly President, will be taking over as the new CEO of Prosper. Ron Suber, formerly Global...

Peer-to-peer lending and banks- is it a threat or opportunity? American Banker Magazine examines how banks view p2p lending.

While no one can say for sure, the growth of peer-to-peer lending in 2013 and its prospects for 2014 is discussed in a recent post by Simon...

Motley Fool recently interviewed Prosper’s Head of Global Institutional Sales, Ron Suber. In this video interview he discussed the growth of P2P...

Prime Meridian Income Fund, a peer-to-peer lending fund, released its 2013 returns reporting a profit of 9.89% net of fees and expenses. Since its...

In a recent lendingmemo interview, Lending Club’s CEO, Renaud Laplanche compares JP Morgan Chase to Blockbuster Video. We echo his sentiment and...

Fox Business interview featuring Lending Club CEO Renaud Laplanche on the growth of peer-to-peer lending for consumers as well as small business.