--- title: Prime Meridian Capital Management Launches New Real Estate Marketplace Lending Fund description: Prime Meridian Capital Management, which specializes in an online peer-to-peer (P2P) lending strategies, has announced the launch of the Prime Meridian Real Estate Lending Fund, a first-of-its-kind, open-ended, multi-platform marketplace real estate lending fund.  It offers investors a diversified, short duration, first lien real estate loan portfolio, and no hard lock-up. P2P/Marketplace lending is the ... Read More --- [![Prime Meridian Capital Management](https://www.pmifunds.com/hubfs/Branding/pmifunds-logo.svg)](https://www.pmifunds.com/) [![Prime Meridian Capital Management](https://www.pmifunds.com/hubfs/Branding/pmifunds-white-logo.svg)](https://www.pmifunds.com/) - About Us - [About Us](https://www.pmifunds.com/about) - [Recognition & Awards](https://www.pmifunds.com/awards-recognition) - [Team](https://www.pmifunds.com/team) - Our Strategies - [Investment Strategies](https://www.pmifunds.com/strategies) - [Special Opportunities Fund](https://www.pmifunds.com/special-opportunities-fund) - [Income Fund](https://www.pmifunds.com/income-fund) - [Non-Performing Loan Fund](https://www.pmifunds.com/npl-fund) - Insights - [Insights](https://www.pmifunds.com/insights) - [Events](https://www.pmifunds.com/events) - [Videos & Podcasts](https://www.pmifunds.com/video-podcast-resources) - [Contact Us](https://www.pmifunds.com/contact) [Contact Us](https://www.pmifunds.com/contact) # Prime Meridian Capital Management Launches New Real Estate Marketplace Lending Fund March 31, 2016 Prime Meridian Capital Management, which specializes in an online peer-to-peer (P2P) lending strategies, has announced the launch of the Prime Meridian [Real Estate Lending Fund](https://www.pmifunds.com/funds-2/real-estate-lending-fund/), a first-of-its-kind, open-ended, multi-platform marketplace real estate lending fund.  It offers investors a diversified, short duration, first lien real estate loan portfolio, and no hard lock-up. P2P/Marketplace lending is the practice of lending money to unrelated borrowers through an online marketplace without going through traditional financial institutions such as banks. There are four major categories of P2P lending: consumer credit, small business, student loans, and real estate. The Prime Meridian Real Estate Lending fund was established to capitalize on the burgeoning real estate marketplace lending vertical by creating a portfolio of broadly diversified first lien real estate loans in the commercial, multi-family and single family property types.  Historically, the types of real estate loans the fund is investing in have been predominantly offered by regional banks. Due to the Great Recession’s real estate down turn, regional banks were left with too much real estate on their balance sheets and many banks discontinued this type of lending due to Dodd-Frank. P2P and marketplace lending platforms have begun to fill the void through applied technology to provide consistent, quality underwriting without the red-tape and delays associated with banks. “We are very excited about the Prime Meridian Real Estate Lending Fund”, says Don Davis, managing partner for Prime Meridian Capital Management.  “Unlike so many investors and managers that chase yield at any cost, we carefully consider how to create the best risk adjusted portfolio by taking into account diversification of location and property types as well as first lien positions, strong LTV, and personal guarantees.” The company’s flagship [Income Fund](https://www.pmifunds.com/funds/), which gives investors the ability to participate in the consumer credit market through Prosper and Lending Club, was one of the first P2P lending funds in the U.S. and is now in its fifth calendar year of profitability without a monthly drawdown.  Since then, Prime Meridian has launched the [Small Business Lending Fund](https://www.pmifunds.com/small-business-lending-fund/), and the [Poise Lending Fund](https://www.pmifunds.com/funds-2/poise-lending-fund/) (levered prime consumer). Now, Prime Meridian brings that same knowledge, experience, and technology to P2P real estate lending. The Real Estate Lending Fund is (like the other Prime Meridian funds) limited to accredited investors. To learn more about Prime Meridian Capital Management and P2P lending, visit [www.pmifunds.com.](https://www.pmifunds.com) About Prime Meridian Prime Meridian Capital Management is an investment management firm specializing in online/Peer-to-Peer (P2P) Marketplace Lending strategies. Our funds provide investors with access to short-duration, high yield loan portfolios by taking advantage of the efficiencies in the burgeoning P2P lending space. Loans include consumer debt consolidation, small business financing, real estate, auto financing, and more. We select loans using a risk-based pricing approach that focuses on yield, duration, and credit quality with the objective of achieving consistent returns that have low volatility and low correlation to other asset classes. The construction of our funds is designed to create a diversified loan portfolio in each of P2P/Marketplace Lending verticals: consumer loans (Prime Meridian Income Fund), small business loans (Prime Meridian Small Business Lending Fund), leveraged consumer loans (Poise Lending Fund), and real estate loans (Prime Meridian Real Estate Lending Fund). For more information, contact 925-587-5075 or visit [www.pmifunds.com](https://www.pmifunds.com). [Return to Insights](https://www.pmifunds.com/insights/) ## Subscribe today to receive our latest News & Insights! Receive our latest stories delivered monthly directly to your inbox. [Subscribe](https://www.pmifunds.com/insights/prime-meridian-capital-management-launches-new-real-estate-marketplace-lending-fund#popup-00) ## Subscribe Now **Please fill in the required fields below.** ![Prime Meridian Capital Management](https://www.pmifunds.com/hubfs/branding/pmifunds-gray-logo.svg) 2121 N. California Blvd, Walnut Creek, CA 94596 - [About Us](https://www.pmifunds.com/about) - [Our Team](https://www.pmifunds.com/team) - [Recognition & Awards](https://www.pmifunds.com/awards-recognition) - [Investment Strategies](https://www.pmifunds.com/strategies) - [Income Strategy](https://www.pmifunds.com/income-fund) - [Special Opportunities Fund](https://www.pmifunds.com/special-opportunities-fund) - [Non-Performing Loan](https://www.pmifunds.com/npl-fund) - [Insights](https://www.pmifunds.com/blog) - [Press Releases](https://www.pmifunds.com/blog) - [Contact Us](https://www.pmifunds.com/contact) © 2026 Prime Meridian Capital Management - [Privacy Policy](https://www.pmifunds.com/hubfs/Resources/pmcm-privacy-policy.pdf) - [Japan Regulatory Disclosures](https://www.pmifunds.com/japan-regulatory-disclosures) This material is being provided for information and discussion purposes only and any discussion of any funds is qualified in its entirety by the information included in the confidential offering documents and supplements (collectively, the “Memorandum”) of Prime Meridian Income Fund, LP, Prime Meridian Special Opportunities Fund, LP, and Prime Meridian NPL, LLC (the “Funds”) described herein, and is not intended to be, nor should it be construed or used as investment, tax or legal advice or an offer to sell, or a solicitation of an offer to buy, an interest in the funds, or any other security. 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Any performance information shown on this website is presented net of all expenses, including management fees, performance fees and other expenses including portfolio-related expenses. Returns assume the reinvestment of all capital (including distributions where applicable) on a monthly basis. The performance data represents composite fund returns, and individual investor returns may vary higher or lower from the composite return due to timing of an investment and actual fees being charged. Past performance is not indicative of future returns. Any awards or other rankings listed on this site are not indicative of future performance.  These awards or any other rankings and/or recognition by unaffiliated rating services and/or publications should not be construed as a guarantee that an investor should or will experience a certain level of results or satisfaction if they invest with Firm, nor should it be construed as a current or past endorsement by any of our investors. Firm did not pay a fee to participate in these awards or ranking surveys. In addition, any projections contained on this website (including targeted returns, opinions, estimated fees, predictions or expectations about any future event) are based on a variety of estimates and assumptions by Prime Meridian Capital Management, including, among others, estimates and assumptions regarding future operating results, the value of assets and market conditions at the time of investment and disposition, interest rates, and other realization events. Performance estimates and underlying assumptions are inherently uncertain and are subject to numerous business, industry, market, regulatory, geo-political, competitive and financial risks that are outside PMCM’s control. There can be no assurance that the assumptions made in connection with any projections will prove accurate, and actual results may differ materially, including the possibility that an investor may lose some or all of any invested capital. ```json { "@context" : "https://schema.org", "@type" : "BlogPosting", "author" : { "@type" : "Person", "name" : "Prime Meridian Team", "url" : "https://www.pmifunds.com/insights/author/prime-meridian-team" }, "dateModified" : "2024-07-19T17:43:09.255Z", "datePublished" : "2016-03-31T04:00:00.000Z", "headline" : "Prime Meridian Capital Management Launches New Real Estate Marketplace Lending Fund", "mainEntityOfPage" : { "@id" : "https://www.pmifunds.com/insights/prime-meridian-capital-management-launches-new-real-estate-marketplace-lending-fund", "@type" : "WebPage" }, "publisher" : { "@type" : "Organization", "logo" : { "@type" : "ImageObject", "url" : "https://www.pmifunds.com/hubfs/Branding/pmifunds-logo.svg" }, "name" : "Prime Meridian Capital Management" } } ```