P2P Investing 101

3 Ways Marketplace Loans are Different from Alternative Lending Products

Prime Meridian would like to share a great article from Lending Club about three ways marketplace loans are different from alternative lending products: Marketplace loan platforms enable consumers to access more responsible credit options at lower prices. Marketplace loans compare favorable to traditional credit products. Marketplace loan platforms are well-regulated with significant federal and other … Read More

Costs Compared For A Marketplace Loan vs. a Bank Loan

By Ben Taylor, ValuePenguin Marketplace lending, sometimes called ‘Peer-to-Peer’ (P2P) lending, was among the earliest innovations to contribute to the FinTech revolution of today. And in recent years, the online-lending industry has exploded. In 2015 alone the P2P industry generated $6.6 billion in loans. Furthermore, this growth is global with the UK and Europe quickly … Read More

Understanding Alternative Lending

By EY.com This whitepaper takes a critical look at this industry from different angles — both the borrower perspective and investor perspective. Alternative lending refers to a growing industry of digitally based lending platforms for different borrowing needs, including consumer, small and medium enterprise (SME), student loans and mortgages. Within the last 10 years, this … Read More

2016 P2P / Marketplace Lending Year in Review

2016 was a year that brought new challenges to the peer-to-peer lending industry. Although the past year saw a reduction in total originations, we expect this to prove to be nothing more than a minor bump in the road on the way to P2P lending becoming a much larger financial force. This industry, which has … Read More