Prime Meridian Capital Management is an investment management firm specializing in online Peer to Peer (P2P), marketplace lending, and specialty finance strategies.
Our fund provides investors with low cost access to short-duration, high yield loan portfolios by taking advantage of the efficiencies in the private debt asset class. Loans include consumer, small business, real estate, litigation finance, and life settlements. We select loans using a risk-based pricing approach that focuses on credit quality, yield, and duration with the objective of achieving consistent returns that have low volatility and low correlation to other asset classes.
The construction of our funds is designed to create a diversified loan portfolios within each vertical: consumer loans (Prime Meridian Income Fund), leveraged consumer, (Poise Lending Fund), small business loans (Prime Meridian Small Business Lending Fund), and real estate loans (Prime Meridian Real Estate Lending Fund. Our fifth funds, the Special Opportunities Fund, invests across multiple vehicles including litigation finance, life settlements, and the existing consumer, small business, and real estate verticals.
P2P lending is growing exponentially because tight credit conditions from traditional banks has created opportunities to offer better credit terms for both the lender and the borrower, individuals and start-up businesses become more comfortable with crowd sourcing and the technology to support these initiatives becomes cheaper.
For more information on Prime Meridian, please contact us.