Prime Meridian Capital Management is an investment management firm specializing in online Peer to Peer (P2P), marketplace lending, and specialty finance strategies.
Our firm provides investors with low cost access to short duration, high yield loan and alternative asset class portfolios by taking advantage of the efficiencies in the private debt asset class and investing in other alternative asset classes. The loans include the consumer, small business, and real estate verticals. The alternative asset classes include litigation finance and life settlements. We select loans using a risk-based pricing approach that focuses on credit quality, yield, and duration with the objective of achieving consistent returns that have low volatility and low correlation to other asset classes.
The construction of our funds are designed to create diversified loan portfolios within each vertical: consumer loans (Prime Meridian Income Fund) and real estate loans (Prime Meridian Real Estate Lending Fund. Our fifth fund, the Special Opportunities Fund, invests across multiple vehicles including litigation finance, life settlements, and specialty credit investments.
P2P lending is growing exponentially because tight credit conditions from traditional banks has created opportunities to offer better credit terms for both the lender and the borrower, individuals and start-up businesses become more comfortable with crowd sourcing and the technology to support these initiatives becomes cheaper.
For more information on Prime Meridian, please contact us.