--- title: Prime Meridian Insights | P2P Investing 101 (3) description: P2P Investing 101 | Stay up to date with insights from Prime Meridian Capital Management (3) --- [![Prime Meridian Capital Management](https://www.pmifunds.com/hubfs/Branding/pmifunds-logo.svg)](https://www.pmifunds.com/) [![Prime Meridian Capital Management](https://www.pmifunds.com/hubfs/Branding/pmifunds-white-logo.svg)](https://www.pmifunds.com/) - About Us - [About Us](https://www.pmifunds.com/about) - [Recognition & Awards](https://www.pmifunds.com/awards-recognition) - [Team](https://www.pmifunds.com/team) - Our Strategies - [Investment Strategies](https://www.pmifunds.com/strategies) - [Special Opportunities Fund](https://www.pmifunds.com/special-opportunities-fund) - [Income Fund](https://www.pmifunds.com/income-fund) - [Non-Performing Loan Fund](https://www.pmifunds.com/npl-fund) - Insights - [Insights](https://www.pmifunds.com/insights) - [Events](https://www.pmifunds.com/events) - [Videos & Podcasts](https://www.pmifunds.com/video-podcast-resources) - [Contact Us](https://www.pmifunds.com/contact) [Contact Us](https://www.pmifunds.com/contact) # P2P Investing 101 (3) ![](https://www.pmifunds.com/hubfs/pmifunds/img-hero-insights@2x.jpg) Showing 9 of 34 ## Posts about P2P Investing 101 (3): ### [Defining Marketplace Lending, Peer-to-Peer Lending, and Crowdfunding](https://www.pmifunds.com/insights/defining-marketplace-lending-peer-peer-lending-crowdfunding) - February 27, 2015 Crowdfunding and peer-to-peer lending are often confused with one another and the newer, broader term marketplace lending creating more confusion.... ### [Small Business Loan Alternatives: An Introduction to Small Business Lending Platforms](https://www.pmifunds.com/insights/small-business-loan-alternatives-introduction-small-business-lending-platforms) - February 5, 2015 Since the financial crisis, small business owners have had a difficult time obtaining loans to start, expand, or finance their business. Applying for... ### [Going Beyond FICO: How P2P Lending Platforms Use Big Data to Determine Risk](https://www.pmifunds.com/insights/going-beyond-fico-p2p-lending-platforms-use-big-data-determine-risk) - January 21, 2015 In traditional banks, underwriting loans are typically based on two main factors: FICO score and human discretion, with FICO playing a key role.... ### [P2P and Marketplace Lending: 2014 In Review](https://www.pmifunds.com/insights/p2p-marketplace-lending-2014-review) - December 23, 2014 With two IPOs, increasing demand, and new found popularity, marketplace lending continues its tremendous growth. Here are some highlights from the... ### [Funding Circle’s Sam Hodges Discusses P2P Small Business Lending and Peer-to-Peer Lending in 2015](https://www.pmifunds.com/insights/funding-circles-sam-hodges-discusses-p2p-small-business-lending-peer-peer-lending-2015) - December 18, 2014 Sam Hodges is Co-Founder and U.S. Managing Director of Funding Circle, which was created with a big idea: to revolutionize the antiquated banking... ### [The Four Prime Segments of P2P Lending: An Analysis](https://www.pmifunds.com/insights/four-prime-segments-p2p-lending-analysis) - November 20, 2014 While there are many reasons borrowers apply for P2P loans, four core segments of P2P lending have emerged: consumer credit, small business, student... ### [The Perks of Peer-to-Peer Lending](https://www.pmifunds.com/insights/blog/perks-peer-peer-lending) - November 13, 2014 Peer-to-peer (P2P) lending is a fairly straightforward concept: networked lending between people who want to borrow money with those who want to... ### [Millennials Drive Change in Financial Services](https://www.pmifunds.com/insights/millennials-drive-change-financial-services) - November 12, 2014 Millennials, (those born after 1981), are now entering the work force, moving up the ladder, and making financial decisions about their future such... ### [Characteristics of Peer-to-Peer Lending Loans](https://www.pmifunds.com/insights/blog/characteristics-peer-peer-lending-loans) - May 15, 2014 By Mark Shore ### Get Your Free Copy! Marketplace Lending for Institutional Investors and Wealth Managers: An Overview ![](https://www.pmifunds.com/hubfs/pmifunds/offer-housing-market-update.png) [Download Now](https://www.pmifunds.com/marketplace-lending-institutional-investors) ## Categories - [Industry News (106)](https://www.pmifunds.com/insights/tag/industry-news) - [In-depth P2P Lending (48)](https://www.pmifunds.com/insights/tag/in-depth-p2p-lending) - [Prime Meridian News (45)](https://www.pmifunds.com/insights/tag/prime-meridian-news) - [P2P Investing 101 (34)](https://www.pmifunds.com/insights/tag/p2p-investing-101) [First](https://www.pmifunds.com/insights/tag/p2p-investing-101/page/1) [Prev](https://www.pmifunds.com/insights/tag/p2p-investing-101/page/2) [1](https://www.pmifunds.com/insights) [2](https://www.pmifunds.com/insights/tag/p2p-investing-101/page/2) [3](https://www.pmifunds.com/insights/tag/p2p-investing-101/page/3) [4](https://www.pmifunds.com/insights/tag/p2p-investing-101/page/4) [Next](https://www.pmifunds.com/insights/tag/p2p-investing-101/page/4) [Last](https://www.pmifunds.com/insights/tag/p2p-investing-101/page/4) ## Subscribe today to receive our latest News & Insights! Receive our latest stories delivered monthly directly to your inbox. [Subscribe](https://www.pmifunds.com/insights/tag/p2p-investing-101/page/3#popup-00) ## Subscribe Now **Please fill in the required fields below.** ![Prime Meridian Capital Management](https://www.pmifunds.com/hubfs/branding/pmifunds-gray-logo.svg) 2121 N. California Blvd, Walnut Creek, CA 94596 - [About Us](https://www.pmifunds.com/about) - [Our Team](https://www.pmifunds.com/team) - [Recognition & Awards](https://www.pmifunds.com/awards-recognition) - [Investment Strategies](https://www.pmifunds.com/strategies) - [Income Strategy](https://www.pmifunds.com/income-fund) - [Special Opportunities Fund](https://www.pmifunds.com/special-opportunities-fund) - [Non-Performing Loan](https://www.pmifunds.com/npl-fund) - [Insights](https://www.pmifunds.com/blog) - [Press Releases](https://www.pmifunds.com/blog) - [Contact Us](https://www.pmifunds.com/contact) © 2026 Prime Meridian Capital Management - [Privacy Policy](https://www.pmifunds.com/hubfs/Resources/pmcm-privacy-policy.pdf) - [Japan Regulatory Disclosures](https://www.pmifunds.com/japan-regulatory-disclosures) This material is being provided for information and discussion purposes only and any discussion of any funds is qualified in its entirety by the information included in the confidential offering documents and supplements (collectively, the “Memorandum”) of Prime Meridian Income Fund, LP, Prime Meridian Special Opportunities Fund, LP, and Prime Meridian NPL, LLC (the “Funds”) described herein, and is not intended to be, nor should it be construed or used as investment, tax or legal advice or an offer to sell, or a solicitation of an offer to buy, an interest in the funds, or any other security. Any offer or solicitation of an investment in the funds may be made only by delivery of the Memorandum. Before making any investment in the funds, you should thoroughly review the Memorandum with your professional advisor(s) to determine whether an investment in a Fund is suitable for you in light of your investment objectives and financial situation. The Memorandum contains important information concerning risk factors, including a more comprehensive description of the risks and other material aspects of an investment in the funds, and should be read carefully before any decision to invest is made. The funds are only open to investors fitting the definition of an “accredited investor” as that term is defined under Rule 501 of Regulation D of The Securities Act of 1933. An investment in the funds, like all investments, contains risk including the risk of total loss, and may not be appropriate for all investors. Any performance information shown on this website is presented net of all expenses, including management fees, performance fees and other expenses including portfolio-related expenses. Returns assume the reinvestment of all capital (including distributions where applicable) on a monthly basis. The performance data represents composite fund returns, and individual investor returns may vary higher or lower from the composite return due to timing of an investment and actual fees being charged. Past performance is not indicative of future returns. Any awards or other rankings listed on this site are not indicative of future performance.  These awards or any other rankings and/or recognition by unaffiliated rating services and/or publications should not be construed as a guarantee that an investor should or will experience a certain level of results or satisfaction if they invest with Firm, nor should it be construed as a current or past endorsement by any of our investors. Firm did not pay a fee to participate in these awards or ranking surveys. In addition, any projections contained on this website (including targeted returns, opinions, estimated fees, predictions or expectations about any future event) are based on a variety of estimates and assumptions by Prime Meridian Capital Management, including, among others, estimates and assumptions regarding future operating results, the value of assets and market conditions at the time of investment and disposition, interest rates, and other realization events. Performance estimates and underlying assumptions are inherently uncertain and are subject to numerous business, industry, market, regulatory, geo-political, competitive and financial risks that are outside PMCM’s control. There can be no assurance that the assumptions made in connection with any projections will prove accurate, and actual results may differ materially, including the possibility that an investor may lose some or all of any invested capital.